Topic · 32 guides

Money & banking abroad.

Bank accounts, transfers, currency, pensions and credit history for people whose finances do not fit one country.

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32guides

16countries

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The three questions almost everyone asks first.

01Bank accounts abroad

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5 sub-topics, 32 guides — each answers one question, starting with the short answer.

Bank accounts abroad

10 guides

Can I open a bank account abroad without being a resident?Which banks accept non-residents?Can I keep my German bank account when I move abroad?What documents do I need to open an account abroad?How long does it take to open an account?What is a multi-currency account and do I need one?4 more questions

Money transfers and currency

6 guides

What is the cheapest way to transfer money internationally?How do Wise, Revolut and traditional banks compare on fees?What is a SWIFT transfer and when do I need it?How do I send my salary from abroad to Germany?What is the best way to pay in a foreign currency?How do I avoid currency exchange fees?

Pensions and retirement

6 guides

What happens to my German pension if I move abroad?Can I keep paying into the German pension system from abroad?How do I claim my pension from another country?What is a totalization agreement?Do I lose my pension entitlements if I emigrate?How are UK pensions treated for expats post-Brexit?

Credit history and financial identity

5 guides

Does my German credit history (SCHUFA) follow me abroad?How do I build credit history in a new country?What is a credit score and how do I get one abroad?Can I get a mortgage abroad as a non-citizen?How does proof of income work for renting or buying abroad?

Cost of living and budgeting

5 guides

How much does it cost to live in [country]?Cost of living comparison: Portugal vs Spain vs Thailand How much money do I need to retire in [country]?What is the monthly minimum for a D7 visa in Portugal?How far does €2,000 a month go in [city]?

Money & banking by country

Country-specific guides for 16 countries — same structure everywhere.

All 30 countries

PTPortugal ESSpain AEUAE CYCyprus MTMalta THThailand IDIndonesia MXMexico DEGermany CHSwitzerland FRFrance NLNetherlands GBUK USUSA AUAustralia SGSingapore

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Most moves touch more than one topic.

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Tax

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Work & remote

Working from anywhere, done right.

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Visa & residency

Visas and residency, simplified.

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Money & banking abroad.

Start here

Can I open a bank account abroad without being a resident?

What is the cheapest way to transfer money internationally?

What happens to my German pension if I move abroad?

All sub-topics

Money & banking by country

Often read together

Tax

Work & remote

Visa & residency

Money & banking: what changed this week.