What they offer
- Hold and convert 40+ currencies
- Local account details in several currencies
- Debit card for spending abroad
Multi-currency account (e-money)
Wise
A multi-currency account and card known for transfers at the mid-market exchange rate with a visible fee.
Headquarters
London, United Kingdom
Founded
2011
Regulation
Regulated as an e-money institution in the markets it serves; [licence details by country]
Website
wise.com
Best for
- Frequent currency conversion
- Receiving income in several currencies
Worth knowing
- [Fees and limits as checked on [date]]
- [Conditions that apply in your country]
Our rating
konto24 score [x] / 25 · Published at launch · [Review date]
| Exchange rates and fees | |
|---|---|
| Licence and deposit protection | |
| Opening from abroad | |
| Cards and cash | |
| Transfers and local rails |
Compare with others
Digital bank and money app
Revolut
A mobile-first account with multi-currency spending, budgeting tools and tiered subscription plans.
konto24 score [x] / 25
See profileDigital bank
N26
A mobile bank account with a European IBAN, aimed at residents of the countries it serves.
konto24 score [x] / 25
See profileOffshore expat banking
HSBC Expat
Offshore banking for internationally mobile people, with multi-currency accounts and wealth services.
konto24 score [x] / 25
See profile
Talk to a specialist
Book a free call with a vetted, licensed specialist — only when you are ready.
- Which account type fits your situation
- What opening from abroad requires
- How fees compare for your transfer volume